T
Pricing

Free to start. Pay only when you grow.

Your first fund is permanently free. After that, Tshelo runs on tokens — small, accessible top-ups starting at five Pula. No subscriptions, no commission, no surprises.

The most important thing.

Tshelo never holds your money.

Every contribution flows directly between members and the fund organiser through their own mobile money accounts — Orange Money, MyZaka, Smega. We only record what was paid. We never receive, hold, or transmit funds.

— Always free —

Your first fund, on the house.

Contribution recording, SMS payment detection, receipt scanning, up to twenty members, and a complete PDF audit report at fund closure. No card required. No time limit. Forever.

No. II

Token packs.

Need more than one fund? Buy a pack of tokens and spend them on the features you want. Tokens never expire. The smallest pack costs five Pula — about the price of a cold drink — and unlocks one additional fund.

Starter
10 tokens
P5BWP
P0.50 per token
  • One additional fund
  • Low-commitment first purchase
  • Tokens never expire
Value
30 tokens
P12BWP
P0.40 per token
  • Three additional funds
  • Save P3 versus three Starters
  • Tokens never expire
Power
120 tokens
P35BWP
P0.29 per token
  • Twelve additional funds
  • For burial societies and stokvels
  • Tokens never expire
Why tokens, you might ask.

Tokens let Tshelo offer the same features at the same price across Africa, regardless of local currency. A fund costs the same in tokens whether you're in Botswana, Kenya, or South Africa — only the local price of a token pack varies by market.

No. III

What tokens buy you.

Features cost a fixed number of tokens regardless of country. The Pula equivalent below uses the Starter Pack rate of P0.50 per token — buy a larger pack and the rate drops.

Feature Token cost In Pula Notes
One additional fund 10 P5.00 Up to twenty members. PDF report at closure included.
Three additional funds 30 P15.00 Use the Value Pack for better pricing.
Six additional funds 60 P30.00 Use the Popular Pack (P20) for better value.
Twelve additional funds 120 P60.00 Use the Power Pack (P35) for better value.
Interim PDF report 2 P1.00 One PDF at fund closure is always free.
No. IV

What we'll never charge for.

  • Account registration.
  • Viewing a fund as a member or contributor.
  • Sending or receiving money — that always happens through your mobile money provider, on their fees.
  • A percentage or commission on any contribution amount.
  • Raising a complaint or requesting deletion of your data.
  • Any fee that hasn't been disclosed to you, in Pula, before you tap to pay.
No. V

Refunds.

Token packs are non-refundable once tokens have been spent. Unused tokens never expire. We will refund the Pula price of a token pack where:

  • Tokens were purchased but not credited due to a technical fault.
  • A feature was activated but did not function as described.
  • A duplicate charge occurred due to a technical fault.
  • The platform is discontinued before purchased tokens were spent.

Send refund requests to tshelo@data-sentinels.com within fourteen days of the charge. We respond within five business days.

No. VI

How fees are shown to you.

  • All token pack prices appear in Pula (BWP) inside the app before you commit to pay.
  • The token cost of every feature is shown before any tokens are spent.
  • No payment is taken without you tapping a confirmation button after seeing the full price.
  • Your token balance is visible on the dashboard at all times.
  • An SMS receipt is sent after every token pack purchase.